Quarterly account service charge $2.00 (To avoid quarterly service charge, maintain a minimum daily balance of $200.00)
Interest paid: Yes
Rate Information: Your interest rate and annual percentage yield may change
Frequency of rate changes: At our discretion, we may change the interest rate and annual percentage yield on your account at anytime
Determination of rate: At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency: Interest will be compounded daily. Interest will be credited to your account quarterly.
Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day
Accrual of interest on non-cash deposits (for example, check): Interest accrues on your daily available balance
If you close your account before interest is credited, you will not receive the accrued interest
Account closing fee $25.00, if closed within 181 days of opening
Transaction limitations: Transfers from a Regular Statement Savings account to another account or to third parties by check, preauthorized, automatic, or telephone transfers are limited to 6 per month. If there are continued transactions in excess of the above limits we will contact you to either close the account or place the funds in a transaction account you are eligible to maintain.
Fees: An excess withdrawal fee of $2.00 will be charged for each debit in excess of 9 during a quarterly statement cycle.
For additional fees, see Miscellaneous Fees and Charges.
- For complete listing of services, rates, fees, and restrictions, please contact any customer service representative.