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Treasure Savings Account

(Must be Minor Age)

  • Minimum amount to open the account $50.00

  • Quarterly account service charge $0.00 (none)

  • Eligibility: Children under 18. Must be jointly opened with parent or guardian of legal age

  • Frequency of rate changes: At our discretion, we may change the interest rate and annual percentage yield on your account at anytime.

  • Compounding and crediting frequency: interest will be compounded daily. Interest will be credited to your account quarterly.

  • If you close your account before interest is credited, you will not receive the account interest

  • Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day

  • Accrual of interest on non-cash deposits (for example, check): Interest accrues on your daily available balance

  • Transaction limitation: Transfers from this account to another account or to third parties by check, preauthorised, automatic, or telephone transfers are limited to 6 per month. If there are continued transaction in excess of the above limits, we will contact you to either close the account or place the funds in a transation account you are eligible to maintain.

  • Other limitation: Primary account holder should be an adult of legal age. When the minor account holder reaches age 18, this account can be converted to a regular savings account subject to new account opening requirements.

  • Account closing fee $25.00, if closed within 181 days of opening

  • For additional fees, see Miscellaneous Fees and Charges

 

- For complete listing of services, rates, fees, and restrictions, please contact any customer service representative.

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